Ester Popper
9 BEL Street
Summary
Well equipped with thirteen years of experience in the accounting profession and three years of experience in the banking industry.
Professional banking analyst with strong foundation in financial analysis and client relations. Known for delivering accurate monthly financial statement reports and identifying growth opportunities. Emphasizes teamwork and adaptability to consistently achieve results.
Overview
17
17
years of professional experience
Work History
Business Banking Analyst
National Bank of Belize Limited
#4 Corner Queen Victoria Avenue, Orange Walk Town
08.2022 - Current
- Conduct both face-to-face and virtual loan interviews. Prepare and analyze detail credit applications for Consumer Loans, Mortgages, Small Business Loans and Corporate Loans.
- Evaluate and assess client's accounting records, business processes and internal controls. From conclusions regarding borrower's financial position and control environment.
- Assist with data analysis to support financial reporting and decision-making processes.
- Prepare weekly and monthly pipeline reports.
- Assist with the preparation and submission of the OWSC monthly statistical performance report.
- Knowledge of AML/CFT
- Assist with loan account opening.
- Prepare Offer Letters, Promissory Notes, and assist client with loan closing.
- Conduct site inspections
- Assist Auditors with reports requested.
- Office Oversight - monitor and report any issues related to the building, equipment, or security personnel (interim).
- ATM Management - Support the management of ATM operations, including ATM cash replenishment, reconciliation, and balance as required (interim).
Bookkeeper
G. A. Roe & Sons Ltd.
One Coney Drive, Belize City, Belize District
09.2010 - 07.2022
- Managed the accuracy of accounts payable and receivable, ensuring timely processing of invoices and payments. Review and approved all transactions entered by accounts clerk and administrative assistant.
- Maintain records of financial transactions up-to-date.
- Managed Directors long term and short term accounts.
- Collect and record dividend payments from Intercompanies.
- Processed monthly Bank Reconciliations and maintained accurate financial records (Belize Bank Ltd., Heritage Bank Ltd., Whitney Bank, and Gulf Coast Trust Bank).
- Processed bi-weekly payroll accurately, ensuring compliance with tax regulations and employee records management.
- Processed monthly statutory payments (Business Tax, GST, Income Tax, BTB Tax, Contract Tax, and Social Security).
- Prepared monthly financial statement reports, which includes balance sheets, income statement and cashflow statement.
- Prepare quarterly analysis reporting, including variance analysis.
- Prepare any other financial reports requested by Management.
- Firm understanding of inventory management system.
- Collaborated with external and internal auditors during annual audits, by providing necessary documentation promptly and accurately.
- Assisted with yearly budget preparation along with Directors.
- Support year-end closing procedures by preparing adjusting journal entries as needed.
- Complete yearly income tax returns.
- Complete yearly physical Fixed Asset count.
- Assisted the Financial Controller with the revision of Intercompanies financial statement reports, such as Maestres Industries Ltd., Hidden Valley Inn, Homeland Ltd., and San Miguel Farm Ltd.
- Streamlined bookkeeping policies and procedures to increase efficiency and productivity.
- Effectively communicated with clients, subordinate, colleagues and managers.
Accounts Receivable Clerk
RF&G Insurance Company Ltd.
One Coney Drive, Belize City, Belize District
01.2009 - 08.2010
- Processed accounts receivable transactions, ensuring accuracy and timeliness of financial records.
- Reconciled customer accounts, identifying discrepancies and implementing corrective actions.
- Inventory Keeping and Reporting
- Communicate on a timely manner with clients to ensure collection of outstanding balances are paid.
Education
MBA - Finance
Edinburgh Napier University
London10-2024
Bachelor of Science - Business
University of Belize
Belize City, Belize08-2009
Skills
- Microsoft Excel proficiency
- Balance sheet analysis
- Loan underwriting
- Data interpretation
- Banking operations
- Bank services
- Account monitoring
- Teamwork and collaboration
- Attention to detail
- Financial and operational reporting
- Due diligence, AML
Timeline
Business Banking Analyst
National Bank of Belize Limited
08.2022 - Current
Bookkeeper
G. A. Roe & Sons Ltd.
09.2010 - 07.2022
Accounts Receivable Clerk
RF&G Insurance Company Ltd.
01.2009 - 08.2010
MBA - Finance
Edinburgh Napier University
Bachelor of Science - Business
University of Belize